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If you live in a condo, townhome, or house that's part of a homeowner's association, you'll be subject to the rules in the Declaration of Covenants, Conditions, and Restrictions (CC&Rs). The CC&Rs are basically the rules of your neighborhood. Generally, the goal of the CC&Rs is protect, preserve, and enhance property values in the community. Most of the time, the rules make sense and are easy to accept. (For example, it is pretty easy to agree with a covenant that requires you to mow your lawn and keep it weed-free.)
However, other rules might interfere with your plans or seem downright unreasonable to you. For example, perhaps you want to park your car in the street and store your extra belongings in the garage. However, an HOA might require you to park your car in the garage. Or, perhaps you are counting on the fact that you will be able to fence the yard to contain your dog, but if you read the CC&Rs, you may find out that the community doesn’t allow fences. Not to mention the fact that some HOA communities don’t allow certain sizes or particular breeds of dogs. This could mean that if you have a 120-pound Rottweiler, you might need to look at buying a home in a different neighborhood since changing the rules is usually difficult.
Source: Nolo Legal
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