Netsheet Calculator

Our net sheet calculator is a useful tool to help you assess the costs that can be expected in the purchase and sale of real property. Though closing costs can differ in each transaction, the net sheet calculator can help you figure title insurance rates, tax prorations, and even help you determine an approximate monthly mortgage payment.

Idaho State Netsheet

Want to calculate closing costs? Though only an estimate, this calculator can help. The figures are only estimates and often vary depending on the lender and other professionals you use.

Here's how it works:

Step 1: Start with the basics: who are you, what type of loan are you using, how much is it for, etc. This data will be used to complete the rest of the form. When complete, click on "Calculate Buyer's and Seller's Closing Costs." You then move to Step 2.

Step 2: Input and adjust the buyer and seller information, closing costs, etc. Keep scrolling down until all the information is completed.

Step 3: Print your buyer's and seller's net sheets. Simply click on the appropriate button below.

General Information

Buyer Name(s):

Seller Name(s):

Prepared By:

Property Address:

Closing Date:

Purchase Price:

Loan Type:

Buyer's Down
Payment Amount:

$
= %

Buyer's Loan Amount:

Interest rate:

What is the term of
the loan (in months?)

Compounding Interval:

Annual Property Taxes:

$
= (month)

Property Insurance:

$ (year)
= $ (month)

The information contained herein is for informational purposes only. Pioneer Title Company makes no explicit representations as to the accuracy of these forms and is provided without warranty, express or implied, as to their legal effect and completeness of this Net/Sheet calculator.

Estimated Monthly Payment

Principal & Interest per Month:

Property Taxes per month:

Property Insurance per Month:

Total Monthly Payment:

$
* Does not include mortgage insurance.

Buyer's Closing Costs

Loan Origination Fee:

Alta Title Policy:

Credit Report:

Escrow Fee:

Appraisal

Endorsement:

Document Preparation:

Recording Fees:

Underwriting Fee:

Wire Transfer:

Discount Points:

$ # points:

Courier Fee :

Tax Service Fee:

VA Funding Fee:

Mortgage Insurance Premium(MIP):

Flood Cert Fee:

Total Buyer's Closing Costs:

Buyer's Prepaid Expenses

Property Insurance:

Interest For Remainder Of Month:

Months of Reserve:

months = $ Taxes

Property Insurance Reserve:

months = $ Insurance

Total Prepaid Expenses:

Buyer's Miscellaneous Charges And Credits

Homeowners Association Fee
(credit to buyer):

Homeowners Association Fee:

Homeowners Association Setup Fee:

Home Warranty:

Additional Costs:

Assistance (CREDIT):

Total Cash Needed to Close:

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Seller's CHARGES and Credits

Sales Price:

Less Present 1st Mortgage Balance:

Less Present 2nd Mortgage Balance:

Document Preparation:

Earnest Money:

Reconveyance Fees:

Owners Title Policy:

Escrow Fee:

Real Estate Fee (Listing Side):

% $

Real Estate Fee (Selling Side):

% $

Courier Fee :

Survey:

Appraisal Fee:

Flood Cert Fee:

Tax Service Fee:

Tax Pro-ration:

Seller Paid Closing Costs:

Home Warranty:

Pest Inspection:

Homeowners Association Fee (credit from buyer):

Additional Costs :

Total Selling Expenses:

Estimated Equity to Seller:

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